Baccarat at Hard Rock Atlantic City
How to Play
The object of the game is to get to a point count closest to 9 on whichever of two possible hands the player wagers. All cards count at face value, except for 10s and face cards, or any combination of them, which have no value. For example: 9+5=4; Jack+1 = 1. There are three main ways to wager: the Banker hand, the Player hand, or the Tie. A player may wager on a combination of Banker and Tie or Player and Tie. After all wagers are placed, four cards are drawn face down from the dealing shoe. The first and third cards are the Player hand and the second and fourth cards are the Banker hand. If the point count in either hand is 8 or 9 in the first two cards, the hand is over, and no additional cards will be drawn. If not, the Player hand will draw a third card if that hand totals 0 through 5. The value of the third card drawn determines if the Banker hand receives a third card. No more than one additional card will be drawn to each hand. The hand closest to 9 wins. If both hands have the same total, the hand is a Tie. Banker and Player wagers do not lose and anyone who bet on the Tie wins at odds of 8 to 1. Any winning Banker and Player wagers are paid at odds of 1 to 1. Winning Banker hands are charged a 5 % commission that is paid at the time of the payout. All wagers are made in increments of $5. When wagering only the Tie, the wager must meet the table minimum.
Rules for Drawing a Third Cap
Player: When first two cards total:
1-2-3-4-5-0...Draw 6-7…Stand 8-9…Natural Stand
Banker: When the Player stands on 6-7 the Banker will always draw on
totals of 0-1-2-3-4-5 and stand on 6-7-8-9. When the Player does not have a
natural. The Banker will always draw on the totals of 0-1-2 and then observe
the following rules:
| Banker Hand | Draw When Player's Third Card Is | Does Not Draw When Player's Third Card Is |
| 3 | 1-2-3-4-5-6-7-8-9-0 | 8 |
| 4 | 2-3-4-5-6-7 | 1-8-9-0 |
| 5 | 4-5-6-7 | 1-2-3-8-9-0 |
| 6 | 6-7 | 1-2-3-4-5-8-9-0 |
| 7 | Stand | |
| 8-9 | Natural Stand |
Optional Dragon Bonus Wager
Dragon Bonus is an optional wager that wins when a hand is a natural or non-natural winner that wins by a margin of 4 to 9 points. A Dragon Bonus wager can be made on either the Banker or Player hand prior to any cards being dealt. Dragon Bonus wagers are taken or paid at the end of the hand.
Dragon Bonus Payout Odds
Non-natural Winners
Win by 9 points: 30 to 1
Win by 8 points: 10 to 1
Win by 7 points: 6 to 1
Win by 6 points: 4 to 1
Win by 5 points: 2 to 1
Win by 4 points: 1 to 1
Natural Winners:1 to 1
Natural Ties: Push
Optional Five Treasures Bonus
5 Treasures Baccarat is a variation of Baccarat that contains five side wagers called
Fortune 7, Golden 8, Heavenly 9, Blazing 7’s, and Cover All in addition to the
standard Baccarat wagers. Players may place bets on any, or all the side wagers.
A 5 Treasures Bonus wager must be made prior to any cards being dealt.
The rules of play for 5 Treasures Baccarat are the same as regular Baccarat,
including commission on winning Banker hands.
There are four separate optional bonus wagers and one that covers all four.
Fortune 7: Wins if the Banker’s hand wins with a 3-card total of 7 - Pays 40 to 1
Golden 8: Wins if the Player’s hand wins with a 3-card total of 8 - Pays 25 to 1
Heavenly 9: Wins if the Banker’s or Player’s outcome is a 3-card total of 9 - Pays 10 to 1/ When both hands are a 3-card total of 9 - Pays 75 to 1
Blazing 7's: Wins if the Player’s and Banker’s outcome is either a 2-card total of 7 - Pays 50 to 1/ 3-card total of 7 - Pays 200 to 1
Cover All: Wins if any of the separate bonus wagers wins - Pays 6 to 1
Optional Tiger Bonus Side Bet
Tiger Bonus is an optional wager that wins if the Banker wins with either a 2 card
or 3 card point total of six (6). A Tiger Bonus wager must be made prior to any
cards being dealt. Tiger Bonus wagers are taken or paid at the end of the hand.
Small Tiger Side Bet: Small Tiger is an independent side bet that wins if the Banker wins the hand
with a point total of six (6) with two (2) cards - Pays 22 to 1
Big Tiger Side Bet: Big Tiger is an independent side bet that wins if the Banker wins the hand
with a point total of six (6) with three (3) cards - Pays 50 to 1